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From 'Urb to 'Burb Blog

Tuesday, July 23, 2019   /   by Vanessa Saunders

It must be fall! 4 moves to make NOW if you're selling your Hudson Valley home this fall.

Judging from the back to school merchandising at our big-box retailers, autumn isn't that far away. And it happens to be the second busiest time of the year for real estate sales. If you're thinking of putting your home on the market in a couple of months, you can do four things now that will really help us get your house sold and you onto future plans.

1. Take a good look around your neighborhood.
We don't believe open houses are particularly helpful in selling a house, but you can use them to scope out the competition. Find some open houses in your area with similar houses and spend a couple weekends touring them to get a feel for the market. (Keep in mind that open houses are usually used by REALTORS® to find buyers so be ready for "buyer" questions by the attending sales agent.) Ask the agent what they think the property is likely to sell for and how long it has been on the market. The older the listing, the more likely it's overpriced.

2. Take a good look arou ...

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  hudson valley real estate, hudson valley property, hudson valley home, hudson valley home owners, hudson valley home sellers, selling your home, hudson valley house, hudson valley living

Monday, July 22, 2019   /   by Vanessa Saunders

Guess who's investing in real estate now!

Over 10% of all residential Hudson Valley homes are purchased by investors, and that number continues to rise. We used to think of the wealthy Russian oligarchs and Chinese entrepreneurs who were grabbing up Manhattan apartments in luxury towers as a way to get money into the more stable US economy. But those buyers have dropped back significantly due to changing investment policies such as China's recent laws, which restrict its citizens' ability to take money out of the country. 

But real estate investors still exist. And the numbers continue to grow. So who are these investors?

Many have speculated that the large institutional conglomerates such as Blackstone, American Homes 4 Rent, and Colony Starwood dominate investor purchases. However, a special report on investor home buying by CoreLogic shows this is not the case.

Ralph McLaughlin, CoreLogic’s Deputy Chief Economist and author of the report, explained his findings at the recent National Association of Rea ...

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, hudson valley home owners, housing sales, 'urb to 'burb, hudson valley house, global investment properties

Friday, July 19, 2019   /   by Vanessa Saunders

Just Sold on Mills Road, Montgomery, NY.

Mills Road Just Sold.jpg

Did you miss this pristine three bedroom four bath colonial on two acres, with a pool, lush lawn and peaceful location? Don't worry, we've got more!  Contact a Global Property Systems Local Area Expert to help you find your next home. 

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, home investment, hudson valley home owners, orange county ny, just sold

Wednesday, July 17, 2019   /   by Vanessa Saunders

Hudson Valley home buyers - save thousands on your mortgage!

Many Hudson Valley home owners have a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving you money over the life of your loan.
Any additional payments to the principal amount (the original sum of money borrowed in a loan), helps to cut down the amount of interest that you will pay over the life of your loan and can also help to shave years off the loan as well.
When you make ‘extra’ payments toward your loan, the key is to let your lender/bank know that you want the extra funds to go toward your principal balance as they will not automatically do this for you.
You don’t have to double your mortgage payment to make a big difference either!
If you have a 30-year mortgage on a median-priced home ($250,000) with a 5% interest rate, you’ll be responsible for a $1,342.05 monthly principal and interest pay ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, housing sales, mortgage rates, mortgage process, hudson valley house

Tuesday, July 16, 2019   /   by Vanessa Saunders

UPDATE on our recent "Buyer's letters to sellers" blog: an example.

Last week we wrote a blog about how buyers, as well as sellers, agents and brokers can be in danger of violating Fair Housing laws by writing or facilitating a "We Love Your Home" letter to sellers with a house on the market. Imagine the coincidence this weekend when I had an agent from a large brokerage submit a similar such letter.
We thought you'd be interested, so here it is. The identities of the authors have been changed to protect the guilty:

The letter goes on to talk about their grand children, their appreciation of what God has given them, how they want to be blessed with the house and promise to love and care for it. 
I have no doubt the buyers were sincere, and it was a lovely letter of introduction, if a little bit self-serving. But the point is, such a letter lets the writers and their associates in the deal open to suit for several reasons. 
As we explained in our previous blog, if the sellers sold it to the family, a buyer whose offer was turned do ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, housing sales, selling your home, 'urb to 'burb, making an offer on a house, first time home buyer

Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603

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